Why Buy A Home Now?

Instead of Sitting On The Fence

Why Not Own It!

Homes Are More Affordable Than Ever! 

Current housing prices in our area are down 15-25% on average from peak values five years ago, and the national housing affordability index is at record levels.

Interest Rates are Unbelievably Low! 

30-year fixed mortgage interest rates continue to remain at near historical lows.

Timing Is Everything!    

The economics of housing will change . . . everything does.  We don't know how it will change, but we do know that we've never seen a better combination of factors to benefit the buyer . . . kind of a 'perfect storm'.

Homeownership is Still the American Dream!    

Nearly nine of ten Americans say homeownership is an important part of the American Dream.  The advantages of owning your own home, and the freedoms and lifestyle associated with homeownership cannot be measured simply in 'investment' terms.

Financing Is Available!    

Today's borrower needs to have stable employment of at least two years; sufficient income to cover the monthly mortgage payment and living expenses; adequate savings to make at least a 3.5% down payment; and, in general, a credit score of at least 620.  If you meet these basic requirements and plan to live in the home, we can help you realize your dream of homeownership.  

NOW IS THE TIME TO MAKE YOUR MOVE

Talk to one of our professional real estate agents if a home purchase is in your future plans.  There are many well-priced homes currently for sale that may be perfect for you and your family.  We can help you find your dream home at a price and terms that you can handle, and help you get qualified for a mortgage that fits your budget.  But don't wait too long, because one thing we can be sure of is that mortgage rates and home prices won't stay this low forever.