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Good reasons to purchase your new home before the New Year

November and December are usually when people are looking to deck their own halls—not buy new ones. But buying a home in November and December can be a smart move.

The holiday season is a 'lull' period in real estate sales, and less buyers shop for homes this time of year. Savvy home buyers should take advantage of this time if they’re serious about buying.

Why?  Here are a few good reasons to purchase your new home before the New Year.

What Mortgage Options are Available That Fit You Best?

The Consumer Financial Protection Bureau website has really great tools to help home buyers understand the mortgage process, what interest rates are available for borrowers in similar situations, and how to shop around to find the best financing program for your needs.

Learn how your choice of mortgage affects the amount you’ll pay, what options are best for your situation, and how to get the best deal.  Learn more about loan options here.

Use their tool to check interest rates for your unique situation.  

The CFPB website is a good place to start when learning about buying and financing a home. It's a site for consumers, and they are not selling you anything . . . simply providing helpful information to people who want to understand the mortgage process and their options.

Of course, we're here to help with all your questions, so contact us anytime for assistance. We have been helping buyers buy and sellers sell for 50 years!  We can help you!